Author: Terrell Austin Scott, MBA

Last updated: October 7, 2026

Your current office is at capacity. You’re booked out 3–4 weeks. You’re turning away new patients. You’ve had the same conversation with your office manager three times: we need more room.

The demand is there. The market is there. You know exactly what you need to do to grow.

But then comes the part nobody talks about in dental school or chiropractic training: how do you fund the expansion without putting your personal assets on the line?

Most practice owners go to the bank first. That’s what you’re supposed to do, right? Wrong. And by the time most doctors figure that out, they’ve already wasted 3–6 weeks on paperwork that goes nowhere.

Here’s what actually happens when a healthcare practice owner tries to get a traditional bank loan for expansion.

You gather the tax returns. You pull the practice financials. You sit across from a loan officer who smiles and tells you it looks good. Two weeks later you get a form letter. Declined. Or worse: “We need more documentation.”

The opportunity you were trying to capture? It didn’t wait for you.

The Practice Expansion Problem

Bank loans for a second location or major equipment purchase typically require personal guarantees, detailed practice financials, proof of property or long-term lease, and months of underwriting by people who don’t fully understand how a healthcare practice generates revenue.

Meanwhile, the lease on that second suite is going to someone else. The equipment deal has an expiration date. Your best associate is considering opening their own shop if you can’t offer them a partnership track.

Time is the one thing a bank loan cannot give you back.

Revenue-Based Financing for Practice Expansion

Revenue-based financing works differently. Instead of evaluating your credit score and personal net worth, lenders look at your actual collections — the cash flowing through your business account every month.

If your practice collects $20,000–$100,000 per month, you can likely qualify for $25,000–$250,000. Application to funding in 24–48 hours. No personal guarantee required in most cases. No collateral beyond your receivables.

For a dentist or chiropractor with consistent monthly revenue, this is almost always faster and simpler than a traditional bank loan.

Common Expansion Scenarios We Fund

• Second office: lease deposit, build-out, equipment, and staffing ramp-up
• Major equipment: digital X-ray, CBCT machine, therapy tables, laser systems
• New service line: adding a specialist or ancillary revenue stream to capture more per-patient revenue
• Marketing push: filling new capacity before the doors open so you’re cash-flow positive from day one
• Working capital: covering payroll and overhead during the ramp-up period of a new location

What You Need to Qualify

• $15,000+ per month in collections
• Active practice with 6+ months of operating history
• Business bank account showing consistent revenue deposits
• No open bankruptcies (credit score is not the deciding factor)

That’s it. No tax returns. No personal financial statements. No meeting with an underwriter who’s never set foot inside a dental or chiropractic office.

The Problem With Waiting for the Bank

There’s a version of this story that doesn’t end well.

The practice owner waits for the bank. The bank says no — or yes, but six weeks from now. The lease goes to the next guy. The equipment vendor sells to someone else. The associate takes the other offer.

And the practice owner goes back to being booked out 4 weeks, turning away new patients, wondering what the next window will look like.

Don’t be that guy.

Why Healthcare Practices Are Actually Strong Borrowers

Here’s something the traditional banking system gets wrong about dentists and chiropractors: you are some of the most reliable borrowers on the planet.

Your revenue is recurring. Patients come back. Insurance payments are predictable. The collections cycle is consistent. Revenue-based lenders understand this — which is exactly why they can move faster and require less documentation than a bank.

You’ve built something real. The financing should reflect that.

How to Get Started

The process takes about two minutes. You fill out a short form with basic practice details — Soft credit review — won’t hurt your score to see your options. Black Lamb Finance matches you with lenders who specialize in healthcare practice financing and have funded expansions just like yours.

fast turnaround decisions are common. Funding in 24–48 hours is standard.

Your practice is ready to grow. Don’t let the financing be the thing that holds it back.

The Real Problem With Waiting for Bank Approval

Every month you wait is a month your practice isn’t at full capacity. A month a competitor is expanding while you’re holding back. A month the equipment you need sits in a catalog instead of your office.

Banks are slow by design. Their underwriting wasn’t built for a dental or chiropractic practice generating real revenue. Alternative financing was.

How Revenue-Based Financing Works for Healthcare Practices

A lender looks at your actual monthly collections — insurance reimbursements, patient payments, all of it. They advance you a lump sum based on that history. Repayment comes as a percentage of your daily or weekly deposits — it moves with your actual collections cycle, not a fixed schedule.

No real estate collateral. No personal guarantee in many cases. No two years of profitable tax returns. If your practice is collecting revenue, you have a conversation worth having.

Common Uses for Practice Expansion Capital

Diagnostic and treatment equipment. A cone beam CT scanner. A laser system. Updated chiropractic tables. Equipment that improves outcomes and opens higher-value billing codes.

Second location buildout. Lease deposit, tenant improvements, equipment, and working capital to staff it before the new location reaches collection scale.

Marketing and patient acquisition. Google Ads, local SEO, community outreach. One new high-value patient relationship pays for a full campaign — but the campaign has to be funded before they walk in.

Staffing. A second hygienist, an associate dentist, a chiro associate who expands capacity without adding your hours. The payroll gap while they ramp up is exactly what working capital is for.

Technology upgrades. Digital impressions, updated practice management software, patient communication systems. These pay back in efficiency and retention gains quickly.

The Bottom Line

Your practice doesn’t have to wait for a bank that doesn’t understand healthcare revenue. Alternative financing has funded thousands of dental and chiropractic practices at exactly this stage.

Find out what your practice qualifies for in two minutes. Soft credit review — won’t hurt your score.

The same equipment-driven growth funding also works for cleaning and janitorial businesses — see that guide for the full breakdown.

Frequently Asked Questions

Can healthcare practices get funding without a bank loan?

Yes. Revenue-based financing evaluates your monthly practice revenue, not your credit score or collateral. Cash-based healthcare practices earning $10,000+/month can qualify.

How much can a dental or chiropractic practice borrow?

Funding ranges from $10,000 to $500,000 based on monthly revenue. A practice doing $40,000/month could qualify for $50,000-$100,000.

Can I get practice funding with bad credit?

Yes. Revenue-based financing focuses on your practice revenue, not your personal credit score. Your monthly cash flow is the primary approval factor.

How fast can a healthcare practice get funded?

Revenue-based financing can fund in as little as 24 hours. The application requires only 3 months of bank statements.

What can dental and chiropractic practices use this funding for?

Equipment purchases, office build-outs or renovations, hiring new staff, marketing to attract new patients, or bridging cash flow gaps between insurance reimbursements.

Last updated: October 7, 2026

It happened at mile marker 247 on I-81.

Or in your yard at 4am. Or on the way to pick up a load that delivers tomorrow morning.

Your truck is down. And every day it sits, you’re losing money you can’t get back.

Here’s how owner-operators and small fleets are getting back on the road in 24 hours — without draining savings, borrowing from family, or waiting on an insurance claim that won’t cover half the repair anyway.

The Real Cost of a Breakdown

Most owner-operators running regular loads generate $2,000 to $5,000 in revenue per week.

Every day your truck is off the road, that’s $400 to $700 gone. Not delayed — gone. Those loads get reassigned. That broker finds someone else. That shipper relationship gets a little colder.

On top of the lost revenue, there’s the repair itself. A blown turbo runs $3,000 to $8,000. Transmission failure: $5,000 to $15,000. Engine issues: up to $25,000 or more depending on the make and how bad it got before you caught it.

That money needs to come from somewhere right now — not in 60 days when a bank finishes reviewing your application.

Why Banks Can’t Help You Here

Bank loans take 30 to 90 days to process. Even the fast ones take two to three weeks.

You don’t have two to three weeks. You have tomorrow’s delivery.

Beyond the timeline, trucking companies face specific underwriting challenges with traditional lenders. Revenue is variable. Fuel costs fluctuate. Owner-operators often file as sole proprietors with tax returns that show thin net income after expenses. Banks look at that and see risk — even when the business is actually running fine.

The result is that trucking companies — one of the most cash-flow-intensive business types that exists — are systematically underserved by traditional lending. You generate real revenue. You have real loads. And you still can’t get a fast yes from a bank when you need it most.

Revenue-Based Financing: Built for Exactly This Situation

Revenue-based financing doesn’t care about your tax return net income or whether fuel costs made last quarter look thin.

It looks at what’s actually moving through your business bank account. The deposits from completed loads. The consistent revenue of an operating trucking company.

If you’re generating $10,000 to $100,000 per month in gross revenue, you can typically access $15,000 to $200,000 in working capital — with a decision in 24 to 48 hours and funds available fast enough to actually matter.

No collateral beyond what you already have. No waiting on a committee. No explaining to a loan officer why your fuel surcharges made your margins look different last quarter.

Repayment That Works With Your Cash Flow

Here’s the part that matters most for trucking.

Revenue in trucking is not perfectly flat. Good weeks and slow weeks. Seasonal freight patterns. The occasional load that gets cancelled or pays late. A fixed monthly loan payment doesn’t account for any of that — it hits the same amount regardless of how the month went.

Revenue-based financing repayment is a percentage of your ongoing revenue. Strong freight month — more gets applied. Slower stretch — less comes out. It moves with your actual cash flow instead of against it.

That flexibility isn’t just nice to have. For an owner-operator or small fleet, it’s the difference between staying solvent through a slow patch and getting squeezed when you can least afford it.

What Trucking Companies Use It For

• Emergency repairs — getting a broken truck back on the road before the lost revenue compounds
• Putting a second truck on the road without waiting to save the full purchase price
• Covering fuel on a large load while waiting for the broker to pay
• New tires, brake jobs, and scheduled maintenance that can’t wait
• Hiring and onboarding a new driver while waiting for their first loads to clear
• Buying a truck outright instead of leasing at terms that cost more long-term
• Insurance lump-sum payments that hit all at once and strain monthly cash flow

What You Need to Qualify

• $10,000 or more per month in gross trucking revenue
• 3 to 6 months of operating history
• Active business bank account with consistent deposits

Owner-operators who’ve had credit issues from a rough patch, a slow freight season, or equipment costs that got ahead of revenue still qualify regularly — as long as the current revenue is consistent and the loads are moving.

Every Day You’re Sitting Is Money You’re Not Making

There’s no good time for a breakdown. But there is a right way to respond to one.

The trucking companies that stay on top of their cash flow — that have access to capital when they need it instead of scrambling when something breaks — are the ones that grow. The ones that add trucks. The ones that get the better lanes because they can actually commit to the volume.

A breakdown doesn’t have to mean three days off the road waiting for a bank to call you back.

Fill out the form below. Two minutes. Soft credit review — won’t hurt your score. Find out what you qualify for — and get back on the road.

The Hidden Cost Nobody Talks About

Everyone focuses on the repair bill. The $8,000 turbo. The $12,000 transmission.

But the real cost of a breakdown for an owner-operator isn’t just the repair. It’s everything that compounds around it.

It’s the load you couldn’t take because you were sitting in a shop. It’s the broker relationship that cools because you had to call and say you can’t make the delivery. It’s the spot rate you missed because you weren’t available when the load posted. It’s the schedule disruption that takes two weeks to recover from even after the truck is back on the road.

That’s why the right answer to a breakdown isn’t just finding the repair money — it’s finding it fast enough that the rest of the damage stays minimal. Every extra day the truck sits is not just lost revenue. It’s a compounding problem.

Building a Cash Reserve vs. Having Access to Capital

Most financial advice tells owner-operators to build a cash reserve for emergencies. Three months of operating expenses. Set it aside and leave it alone.

That’s good advice. But it’s also slow to build and hard to maintain when equipment costs, fuel, and insurance are all hitting the same account every month.

Having access to capital — knowing that if a breakdown happens tomorrow you can have $15,000 in your account within 48 hours — is a different kind of security. It means your cash reserve doesn’t have to be the only line of defense. It means you can make the right business decisions without the fear that one bad week takes everything down.

The trucking companies that grow consistently are the ones that have both: cash reserves and access to fast capital when they need it. Not one or the other.

Why Black Lamb Finance Works for This

Black Lamb Finance was built specifically for business owners who generate real, consistent revenue but don’t fit the traditional lending profile.

Not because there’s something wrong with their businesses — because traditional lending wasn’t designed with their industry in mind.

Revenue-based financing looks at what your business actually does, not how it looks on a form. If you’re generating consistent monthly revenue, the application takes two minutes and the decision comes in 24 to 48 hours. No lengthy process. No waiting for approvals that never come.

The bank’s no is not the final word. It’s just the wrong institution asked the wrong question.

Frequently Asked Questions

How can a trucking company get emergency funding for a breakdown?

Revenue-based financing provides capital based on your monthly revenue to cover truck repairs, replacement parts, or a rental while your truck is in the shop.

How much can a trucking company get for a breakdown?

Funding ranges from $10,000 to $500,000 based on monthly revenue. Your revenue determines the amount.

Can I get breakdown funding with bad credit?

Yes. Revenue-based financing focuses on your monthly revenue, not your personal credit score.

How fast can a trucking company get breakdown funding?

Revenue-based financing can fund in as little as 24 hours. You only need 3 months of bank statements.

What can trucking companies use breakdown funding for?

Truck repairs, replacement parts, rental vehicles, driver payroll, or any expense to get back on the road.

Last updated: October 7, 2026

Your best lift went down on a Tuesday morning.

You have five cars waiting. A brake job that was supposed to be done yesterday. A suspension repair that has been on the books for a week. The customer is already calling.

The repair estimate is $8,500. A full replacement is $24,000.

Either way, you need it fixed before the end of the week — or you are turning away paying customers every single day until it is.

And here is the part nobody talks about: the bank cannot help you.

Not because you are not creditworthy. Not because your shop is not profitable. Because their process takes three to four weeks, requires a mountain of documentation, and by the time they get back to you, that broken lift has already cost you $15,000 in lost revenue.

Equipment Downtime Is a Revenue Emergency

Let that sink in for a second.

A single two-post lift handles six to eight vehicles per day at $150 to $400 per job.

That is $900 to $3,200 per day — per lift — in revenue capacity.

Every single day that lift sits broken, you are bleeding money you cannot recover. Those customers do not wait. They call the shop down the street, get their car fixed, and some of them never come back.

This is not a cash flow problem. It is not a planning problem. It is an emergency — and it requires a solution that moves at emergency speed.

Banks do not move at emergency speed. They move at bank speed.

Why Banks Keep Letting Auto Shop Owners Down

You built your shop from the ground up. You know every inch of that floor. You know your regulars by name. You know your revenue, your margins, your busy seasons.

But when you walk into a bank, none of that matters.

What matters is a credit score, a tax return that probably shows thinner margins than your actual cash flow, and a collateral conversation that assumes you have something to pledge beyond the equipment itself.

Auto shops are capital-intensive businesses. The equipment is expensive. The real estate — whether you own it or lease it — is expensive. Labor is expensive. Parts inventory is expensive. By the time a traditional lender looks at your balance sheet, they see exposure, not opportunity.

And so they say no. Or they say yes — in six weeks, with a personal guarantee, a lien on your building, and a rate that quietly eats into your margins for the next five years.

There is a better way. And auto shop owners are using it every week.

How Revenue-Based Financing Actually Works for Auto Shops

Revenue-based financing starts with one question: what is actually moving through your business bank account?

Not your tax return. Not your credit score. Not your equipment list. The real deposits from real customers showing up consistently month after month.

If your shop is doing $15,000 to $60,000 per month, you can typically access $20,000 to $150,000 in working capital within 24 to 48 hours.

You order the equipment. You get back to full capacity. You repay from your ongoing shop revenue — a small daily or weekly percentage that adjusts with how business is actually going.

Busy week with four alignments, six brake jobs, and two engine pulls? More gets applied. Slow week in January when the weather keeps customers off the road? Less comes out.

It moves with your business instead of demanding a fixed payment whether you had a good month or not.

What Auto Shop Owners Actually Use It For

Equipment emergencies are the most common reason — but they are not the only one.

Here is what we see shop owners fund every single week:

• Replacing a failed lift before it costs another week of downtime
• Adding a third or fourth bay to handle overflow without turning customers away
• Upgrading to newer diagnostic software and scan tools required for EVs and modern vehicles
• Installing a wheel alignment rack to stop referring that work to the shop down the street
• Building out a tire mounting and balancing station to capture a new revenue line
• Purchasing a second vehicle to expand your mobile service offering
• Stocking a larger parts inventory to stop waiting on deliveries that delay jobs by two days
• Covering payroll through a slow two-week stretch without touching your personal savings
• Funding a direct mail or digital marketing campaign to fill the bays in slower months

Every one of these is a growth move. Not survival spending. Growth spending that makes repayment easier because the business is stronger on the other side of it.

The Question Banks Never Ask You

Traditional lenders look at your past.

What did your business earn last year? What does your credit profile look like? What assets do you have to pledge?

Revenue-based financing looks at your present and your momentum.

What is your shop doing right now? Are customers coming in? Are deposits consistent? Is there a real business here with real revenue?

That shift in perspective changes everything for shop owners who have been building something legitimate but do not fit the profile a bank underwriter is looking for.

What Happens to Shops That Wait

Here is the hard truth about equipment downtime that most owners do not want to say out loud.

Every day you wait to fix it costs you more than the repair.

Customers who cannot get an appointment go somewhere else. Some of them come back. Some of them find a new shop and stay there. The longer the downtime, the harder it is to rebuild that appointment book to where it was.

And there is something else that happens — something subtler.

Word gets around.

When your shop cannot take cars because a bay is down, people notice. When turnaround times stretch from two days to five days, reviews start to reflect it. The reputation you spent years building takes a hit from an equipment failure that should have been a 48-hour problem.

It does not have to go that way.

What You Need to Qualify

The requirements are straightforward:

• $10,000 or more per month in shop revenue
• 3 to 6 months of operating history
• Active business bank account with consistent deposits

Shop owners with past credit issues — a rough year, a bad lease, a slow season that stretched too long — still qualify regularly as long as the current revenue is there and the deposits are consistent.

Your past does not disqualify you if your present is strong.

The Lift Is Down. What Do You Do Right Now?

You have two options.

Option one: call the bank, start the paperwork, and wait three weeks while your customers go to the shop down the street.

Option two: fill out a two-minute form, find out what you qualify for today, and have capital in your account before the end of the week.

One of those options keeps your bays full. The other one does not.

Your shop generates real revenue. Your customers are real. That is what matters — and that is exactly what revenue-based financing is built around.

Fill out the form below. Takes two minutes. Soft credit review — won’t hurt your score. Find out what your shop qualifies for today.

For the wider picture on funding for auto repair shops — lifts, bays, tools, or cash flow — we cover that in a dedicated guide as well.

Frequently Asked Questions

How can auto shop owners replace broken equipment?

Revenue-based financing provides capital based on your monthly revenue. If your auto shop earns $10,000+/month, you can qualify to replace equipment.

How much can an auto shop get for equipment replacement?

Funding ranges from $10,000 to $500,000 based on monthly revenue. Your revenue determines the amount.

Can I get equipment replacement funding with bad credit?

Yes. Revenue-based financing focuses on your monthly revenue, not your personal credit score.

How fast can an auto shop get equipment funding?

Revenue-based financing can fund in as little as 24 hours. You only need 3 months of bank statements.

What can auto shops use this funding for?

Equipment replacement (lifts, diagnostic tools), parts inventory, hiring, shop renovations, or any business expense.

Last updated: October 7, 2026

You did everything right.

You hired a great accountant. You wrote off every legitimate expense — labor, food cost, rent, utilities, equipment, depreciation. You ran a tight operation and minimized your tax burden the way any smart business owner would.

And then you walked into a bank and asked for $75,000 to renovate your dining room, open a second location, or buy out the equipment lease that’s been bleeding you every month.

They pulled your tax return. Looked at your net income. And said no.

Your accountant saved you thousands in taxes. And it just cost you the loan you needed to grow.

Here’s what’s actually happening — and how restaurant owners are getting around it.

The Tax Return Trap

Restaurants write off everything.

Labor is your biggest line item — often 30 to 35 percent of gross revenue. Then food cost, rent, utilities, equipment purchases, repairs, insurance, POS fees, delivery platform commissions, depreciation on everything from the walk-in cooler to the exhaust hood.

Add it all up and your Schedule C or business return can show a net income that looks nothing like the actual cash moving through your restaurant every month.

That’s smart tax strategy. That’s exactly what your accountant is supposed to do.

But bank underwriters use net income as one of their primary qualification factors. They look at that number — the one your accountant worked hard to minimize — and they calculate whether your business can support debt service.

The math works against you even when your restaurant is thriving.

A restaurant doing $80,000 a month in gross sales, run by an owner who manages costs and expenses aggressively, can show a net income so thin that a bank won’t touch it. Meanwhile that same restaurant is cash-flowing fine, paying its people on time, and growing its customer base every quarter.

The bank doesn’t see any of that. They see the number on page two of your return.

Why Banks Were Never Built for Restaurants

Traditional bank lending was designed around businesses with predictable, asset-backed balance sheets.

Manufacturing companies with equipment inventory. Real estate firms with property collateral. Businesses where the underwriter can point at something physical and say: if they default, we can recover this.

A restaurant’s value is in its brand, its location, its customer relationships, its team, and its operational systems. None of that shows up on a balance sheet in a way banks know how to evaluate.

So they fall back on the tax return. And the tax return tells the story your accountant built — not the story of your actual business.

This is not a flaw in your business. It’s a flaw in the underwriting model. The problem is that knowing that doesn’t get you the capital you need.

What Revenue-Based Financing Looks at Instead

Revenue-based financing starts with a completely different question.

Not: what does your tax return say your net income is?

But: what is actually moving through your business bank account right now?

Your actual sales deposits. Your average monthly gross revenue over the last three to six months. The real money your restaurant generates from real customers sitting in real seats.

If your restaurant is doing $15,000 to $120,000 per month in gross revenue, you can typically access $20,000 to $250,000 in working capital — and have a decision in 24 to 48 hours.

No collateral. No personal guarantee putting your house at risk. No committee that needs three weeks to review a file they’re going to decline anyway.

Repayment is structured as a percentage of your ongoing revenue. When you have a strong month — summer patio season, holiday bookings, a catering run — more gets applied. When February is slow and covers are down, less comes out. It moves with your business instead of demanding a fixed number every month regardless of what the month actually looked like.

What Restaurant Owners Actually Use It For

Here’s what we see restaurant owners fund every week:

• Kitchen equipment upgrades — replacing a failing oven, adding a second fryer, upgrading the POS system — without waiting six months to save up
• Dining room renovations that let you raise your average check and compete with newer concepts that opened down the street
• Opening a second location before a competitor takes the space you’ve been watching for two years
• Covering payroll through a slow week or a weather event without touching personal savings
• Buying out an equipment lease that’s been costing more per month than ownership would
• Marketing investment — social media, influencer partnerships, local event sponsorships — to drive new covers
• Catering equipment and vehicle to add a revenue stream beyond the dining room
• Staffing up for a busy season without the cash flow crunch of carrying extra payroll before the revenue arrives

Every one of these is a move that grows the business or protects it. Not desperation capital. Strategic capital.

The Credit Score Question

Here’s what most restaurant owners assume: if my credit is damaged, I don’t qualify.

That assumption has kept a lot of restaurant owners stuck.

Revenue-based financing is primarily underwritten on revenue — not credit score. Owners who took a hit during a slow period, a lease dispute, a bad vendor relationship, or the extended closures of 2020 and 2021 still qualify regularly as long as the current revenue is there and consistent.

Your past credit situation doesn’t define what’s available to you if your current business is performing.

What You Need to Qualify

The baseline requirements are straightforward:

• $10,000 or more per month in gross restaurant revenue
• 3 to 6 months of operating history
• Active business bank account with consistent deposits

That’s the core of it. No collateral requirement. flexible credit requirements threshold that eliminates you before the conversation starts. No waiting for a committee decision that takes three weeks and ends with a form letter.

The Bank’s No Is Not the Final Answer

A bank denial doesn’t mean your business isn’t fundable. It means your business doesn’t fit the box their underwriting model was built for.

Restaurants, by their nature, don’t fit that box. The model was never designed with your industry in mind.

Revenue-based financing was designed specifically for businesses that generate real, consistent revenue — but don’t look right on a tax return because a good accountant did their job.

Your sales are real. Your customers are real. Your deposits are real. That’s what matters here.

Fill out the form below. Two minutes. Soft credit review — won’t hurt your score. Find out what you qualify for today.

Heading into the colder months? See how to handle winter slow-season financing for restaurants before the dip hits.

Frequently Asked Questions

Can restaurants get loans when tax write-offs make the bank say no?

Yes. Revenue-based financing evaluates your monthly bank deposits, not your tax returns. If your restaurant earns $10,000+/month, you can qualify.

Why do banks deny restaurant loans based on tax write-offs?

Restaurants write off expenses aggressively, making tax returns show low or no profit. Banks use tax returns to qualify, but revenue-based financing uses your actual bank deposits.

How much can a restaurant get if tax write-offs killed the bank loan?

Funding ranges from $10,000 to $500,000 based on monthly revenue. Your bank deposits determine the amount.

Can I get restaurant funding with bad credit?

Yes. Revenue-based financing focuses on your monthly revenue, not your personal credit score.

How fast can a restaurant get funded?

Revenue-based financing can fund in as little as 24 hours. You only need 3 months of bank statements.