Trucking is a cash flow business. Fuel, repairs, insurance, payroll — the bills don’t wait for your invoice to clear. Banks don’t understand that. Revenue-based financing does.
At Black Lamb Finance, we fund trucking companies and owner-operators based on your monthly revenue — not your credit score, not the age of your trucks, not whether you’ve had a rough patch. If your operation is generating $10,000+ per month, we can get you funded in 24 hours.
Why Trucking Companies Choose Revenue-Based Financing
- ✅ Cover fuel, maintenance, and repairs without waiting on a load payment
- ✅ Repayments flex with your revenue — slow week? You pay less
- ✅ No collateral — your trucks stay yours
- ✅ Bad credit OK — we fund based on your haul revenue
- ✅ Funded in 24–48 hours
What Trucking Operators Use This Funding For
- ⛽ Fuel costs between load payments
- 🔧 Emergency truck repairs to keep routes running
- 🚛 Down payment on a new truck or trailer
- 📋 Insurance premiums and licensing renewals
- 👷 Driver payroll during a growth phase
- 📦 Expanding to take on new freight contracts
Who We Fund in Trucking
- Owner-operators (1–3 trucks)
- Small trucking fleets (4–20 trucks)
- Freight brokers
- Hot shot carriers
- Refrigerated and flatbed haulers
- Last-mile delivery companies
How Much Can Your Trucking Business Qualify For?
Most trucking operators qualify for 3–7x their monthly revenue. An owner-operator doing $25,000/month in load revenue could qualify for $75,000–$175,000. We review 3 months of bank statements — that’s typically all we need.
Keep your trucks moving. Apply now and get funded in 24 hours.
Learn more: Complete Guide to Revenue-Based Financing