Author: Terrell Austin Scott, MBA

Your business has a problem that needs solving in the next two weeks.

A supplier who needs payment. A contract that requires capital to start. A piece of equipment that’s down and taking revenue with it every day it stays that way.

So you call the bank. They tell you the process takes 60 to 90 days.

That’s not a solution. That’s a different problem.

Why Banks Take So Long

Bank loan processing timelines haven’t changed much in decades. The application goes to an underwriter. The underwriter requests documents. You gather and submit them. The underwriter reviews and requests more. The file goes to a committee. The committee meets once a week, maybe twice. They approve, modify, or deny. If approved, the terms get drafted and reviewed. Then you sign and wait for funds to be released.

At every step, there’s a queue. Your file sits behind other files. Requests go unanswered for days. Documents get lost. The process that should take two weeks takes eight — if you’re lucky.

And at the end of all that, the answer might still be no.

What Happens to Your Business While You Wait

The problem you needed capital to solve doesn’t pause for the bank’s timeline.

The supplier who needed payment has put your account on hold. The contract you couldn’t start went to a competitor. The equipment that was down cost you $3,000 to $8,000 in lost revenue every week it stayed broken.

In business, timing is often the entire game. The company that can move in 48 hours beats the one waiting 60 days — every time.

Revenue-Based Financing Moves in 24 to 48 Hours

Revenue-based financing was built for businesses that operate in real time — not on a bank’s approval schedule.

The process works like this: you submit a short application and connect your business bank account. The underwriter reviews your actual cash flow — not a credit score or a two-year tax return history. If the revenue is there, you receive an offer within hours.

Accept the offer and funds hit your account the next business day. Sometimes the same day.

From application to funded in 24 to 48 hours. That’s the actual timeline. Not 60 to 90 days.

What You Can Address With Fast Capital

• Supplier payments that are threatening your account standing
• Equipment repairs that are costing you revenue every day they’re delayed
• Payroll that’s due before a large receivable clears
• A contract start date that won’t wait for a bank’s approval process
• Inventory restocking for a seasonal demand surge that’s already arriving

These are real business problems that require real solutions on a real timeline. Revenue-based financing is built to match that.

What You Need to Qualify

• $10,000 or more per month in business revenue
• 3 to 6 months operating history
• Active business bank account

No lengthy documentation process. No committee review. No waiting weeks to find out where your application stands.

Your Business Problem Has a Timeline. Your Financing Should Too.

When the bank’s answer is 60 to 90 days and your problem needs solving in the next two weeks, you need a different tool.

Fill out the form below. Two minutes. Soft credit review. Find out what you qualify for — and how fast you can have it.

Your Business Moves Fast. Banks Don’t.

The opportunity was there Monday. By Thursday the bank had scheduled a “preliminary discussion.” By the time an underwriter reviews the application, the window is closed, the competitor moved in, and the deal is gone.

For most small business owners, the pace of banking is fundamentally incompatible with the pace of business. Opportunities don’t wait. Vendors don’t defer. Equipment doesn’t break on a schedule that gives you six weeks.

What Business Speed Actually Requires

• Application to decision: 24 to 48 hours. Same day for clean applications.
• Decision to funded: 1 to 3 business days after signing.
• Total timeline: Application to cash in account — typically 2 to 5 business days.

Compare that to a bank: 2 to 4 weeks for an initial underwriting decision, another 1 to 2 weeks for additional document requests, then closing. Total: 4 to 8 weeks minimum, often longer.

When Speed Is the Deciding Factor

Supplier discount window: 10 days to take a bulk discount. Bank takes 30. By the time they approve, the savings were more than the cost of alternative capital.

Equipment failure: Primary equipment fails Tuesday. You’re losing revenue every day it’s down. Capital in your account in 48 hours means it’s fixed before the weekend.

Payroll gap: Friday is coming. The client payment clears Wednesday. A bank can’t solve a 5-day payroll gap. An alternative advance will.

The Cost of Slowness

Banks focus on their rate versus alternatives. They don’t calculate the cost of their own slowness — the lost discount, the contract you couldn’t bid, the revenue lost while equipment was down. When you add those, the “cheaper” bank loan often isn’t cheaper at all.

The Bottom Line

If you need capital on a timeline that matters, alternative financing moves at the speed your business actually operates.

Find out what you qualify for in two minutes. Soft credit review — won’t hurt your score.

What Fast Capital Access Actually Requires

To access alternative financing that moves at business speed, you need: 6+ months in business, $10,000+ monthly deposits, 550+ credit score, and 3 to 6 months of bank statements. That’s the full list.

The application takes 10 to 15 minutes online. Decision in 24 to 48 hours. Funds in your account within 1 to 3 business days. From first application to cash in hand: typically less than a week. Compare that to the 4 to 8 week bank timeline and the value of alternative financing for time-sensitive capital needs becomes impossible to argue with.

Speed isn’t the only thing that matters in business financing — but when the opportunity or the emergency doesn’t wait, it’s the only thing that matters right now. And right now is when the capital has to show up.

Frequently Asked Questions

How long does a bank business loan take to get approved?

Traditional bank loans typically take 60-90 days for a decision, plus additional time for funding. Revenue-based financing can fund in as little as 24 hours.

What is the fastest way to get business funding?

Revenue-based financing is one of the fastest options. With only 3 months of bank statements required, approval can happen in hours and funding in as little as 24 hours.

Can I get business funding while waiting for a bank decision?

Yes. Revenue-based financing can fund in 24 hours while you wait for a bank. If the bank approves you later, you can use that for longer-term needs. If they deny you, you already have capital in hand.

Why do banks take so long to approve business loans?

Banks require extensive documentation — tax returns, business plans, collateral appraisals, personal financial statements — and multiple approval layers. Revenue-based financing streamlines this to just 3 months of bank statements.

Can I get fast funding with bad credit?

Yes. Revenue-based financing focuses on your monthly revenue, not your credit score. If your business earns $10,000+/month, you can get funded in 24 hours even with credit challenges history.

You’ve done everything a business owner is supposed to do.

You built something from nothing. You kept the doors open through the hard stretches. You grew your revenue to a point where you figured the bank would finally have to take you seriously.

And they still said no.

Here’s why that keeps happening — and what the banks aren’t telling you.

The Real Reason Banks Reject Small Business Loans

Banks don’t reject small business loans because the businesses are bad. They reject them because small business lending is expensive to underwrite relative to the return it generates for the bank.

Processing a $75,000 small business loan costs a bank almost as much in staff time, compliance, and review as processing a $2 million commercial loan. The $75,000 loan generates a fraction of the interest income. From a pure business perspective, banks make more money focusing on larger borrowers — and that’s exactly what they do.

The criteria they use to evaluate small business applications — credit score minimums, revenue consistency requirements, collateral demands — are designed to filter out applicants quickly. They’re not designed to find every creditworthy business. They’re designed to reduce the cost of underwriting by rejecting anyone who doesn’t fit a narrow profile.

Five Specific Reasons Your Application Gets Rejected

Beyond the structural bias against small business lending, here are the specific triggers that kill most applications:

Inconsistent monthly revenue. Banks want to see the same number every month. Seasonal businesses, project-based businesses, and any operation that fluctuates with demand gets flagged as unstable — even if the annual total is strong.

High operating expenses. If your cost of doing business is high — fuel, materials, labor, equipment — your net profit looks thin even when your revenue is solid. Banks lend against profit margins, not revenue. High-expense industries get penalized.

Credit score below threshold. Most banks have a floor — often 680 or higher. Below that, the application doesn’t get a human review. It gets an automatic denial.

Insufficient time in business. Many banks won’t consider businesses with less than two years of operating history. A business doing $80,000 per month in its 18th month gets turned down in favor of a business doing $30,000 per month that’s been around for three years.

No collateral. Banks want hard assets they can seize if the loan goes bad. Most small business owners don’t have the kind of collateral banks want — or they do, but they’re not willing to put their home on the line for a business loan.

What Revenue-Based Financing Does Differently

Revenue-based financing was built for businesses that keep hitting these walls.

It doesn’t require consistent monthly revenue — it works with the actual pattern of your cash flow. It doesn’t penalize high operating expenses. It doesn’t have a minimum credit score that triggers automatic rejection. It doesn’t require collateral. And it doesn’t take 60 to 90 days.

What it requires is evidence that your business generates real revenue — cash moving through a real business bank account on a consistent basis. If you’re doing $10,000 or more per month, you can likely access $15,000 to $400,000 in working capital within 24 to 48 hours.

Repayment adjusts with your revenue — more when money is flowing, less during slower stretches. It’s designed around the way small businesses actually operate, not the way banks wish they did.

What You Need to Qualify

• $10,000 or more per month in business deposits
• 3 to 6 months operating history
• Active business bank account

The Bank’s No Is Not the Final Answer

Traditional bank lending was not built for most small businesses. That’s not a moral judgment — it’s just how the economics of banking work. The system wasn’t designed to serve you. It was designed to serve customers who fit a specific profitable profile.

Revenue-based financing was designed for everyone else. The business that’s too seasonal. The owner whose credit took a hit. The company that’s growing fast but doesn’t look “stable” on paper yet.

Fill out the form below. Two minutes. Soft credit review. Find out what your business actually qualifies for.

It’s Not You. It’s Their Checklist.

Every bank denial comes with a reason — credit score, collateral, time in business, industry. Those reasons are just their way of saying: you don’t fit our model. Their model wasn’t built for you. Here’s what’s actually happening — and what you can do about it.

The Five Most Common Reasons Banks Say No

1. Time in business. Two years is the standard threshold. Under two years means automatic rejection regardless of performance. It’s a blunt filter that screens out a lot of genuinely strong businesses.

2. Credit score. Banks want 650 to 680 minimum. Personal credit used as a proxy for business creditworthiness — an imperfect one. A 580 score from a divorce five years ago says nothing about whether a $45,000/month catering business can repay a loan.

3. Collateral. Banks want assets they can liquidate. For service businesses, contractors, and asset-light operators, the answer is “not much.” Customer relationships and recurring revenue aren’t collateral in their model.

4. Industry classification. Internal restricted industry lists. certain hospitality, and others — simply off the table regardless of individual business performance.

5. Tax return profitability. Banks look at net income. Good accountants minimize taxable income. The tax return looks like the business barely breaks even — even when actual cash flow is healthy.

The Alternative Lender’s Model

Alternative lenders look at bank statements, not tax returns. Deposit volume and consistency, not collateral. Six months of history, not two years. Credit floor at 550, not 680. Businesses that banks decline multiple times are often fundable through alternative lenders within 48 hours — prior denials are irrelevant.

How to Position Your Application

Strongest applications have: clean statements with consistent deposits, specific clear purpose for the capital, stable or growing revenue trajectory, no NSFs or overdrafts in recent months. Your bank rejection history doesn’t follow you into an alternative lending application. What matters is what your business is doing right now.

The Bottom Line

If the bank keeps saying no, stop applying to banks. Capital is available from lenders whose criteria actually match your situation.

Find out what you qualify for in two minutes. Soft credit review — won’t hurt your score.

Frequently Asked Questions

Why does the bank keep rejecting my business loan?

Banks use rigid approval criteria: minimum credit scores (usually 680+), collateral requirements, 2+ years in business, and industry restrictions. Revenue-based financing bypasses these and qualifies you based on monthly revenue instead.

What should I do after being denied a business loan?

If your business earns $10,000+/month, revenue-based financing is the fastest alternative. You can apply with just 3 months of bank statements and get funded in as little as 24 hours — no collateral, no perfect credit.

Can I get business funding with bad credit after a bank denial?

Yes. Revenue-based financing does not have a minimum credit score. Your monthly revenue is the primary factor in approval, not your personal credit history.

How long does revenue-based financing approval take?

Approval can happen in hours, with funding as fast as 24 hours. Compare this to bank loans that take 60-90 days for a decision, only to deny you.

Is revenue-based financing more expensive than a bank loan?

Yes, factor rates of 1.15-1.45 are higher than bank interest rates. However, for businesses that need capital now and cannot get bank approval, the speed and accessibility often outweigh the higher cost.

Last updated: October 7, 2026

There’s a quiet contradiction a lot of business owners live with.

Revenue comes in consistently — just not evenly.
Some months are strong.
Some are lighter.
Overall, the business works.

But when it comes time to apply for funding, that unevenness suddenly becomes a problem.

Not for the business —
for the bank.

The Way Banks Want Revenue to Look

Traditional lenders prefer revenue that behaves like a metronome.

Same amount.
Same timing.
Month after month.

Predictable. Flat. Clean.

That model works well for a narrow slice of businesses — but it doesn’t reflect how most real companies operate.

Especially businesses that are:

• seasonal
• project-based
• sales-cycle driven
• dependent on contracts or retainers
• growing faster than their systems

In other words — normal businesses.

Why “Uneven” Gets Mistaken for “Unstable”

From a bank’s perspective, inconsistency introduces uncertainty.

They see variation and think:

• “What happens in a slow month?”
• “Can this business support fixed payments?”
• “What if revenue drops again?”

So even when annual revenue is strong, uneven monthly numbers can trigger hesitation — or outright rejection.

Not because the business is failing.
But because the model doesn’t fit neatly into the bank’s box.

The Reality Business Owners Live With

Most owners understand their own rhythm.

They know:

• which months carry weight
• when cash flows tighten
• when demand naturally slows
• how cycles repeat year after year

That insight doesn’t always show up on a spreadsheet.

And it rarely gets full consideration in a traditional underwriting process.

So owners get labeled “risky” — even while paying vendors, employees, and customers without issue.

When Consistency Is Measured the Wrong Way

Consistency doesn’t always mean “the same every month.”

Sometimes it means:

• dependable demand over time
• repeat customers
• predictable cycles
• revenue that returns — even if it fluctuates

That kind of consistency is common in healthy businesses.

It just doesn’t look the way banks are trained to recognize.

Why This Creates Funding Friction

When uneven revenue meets rigid repayment structures, pressure builds.

Owners start worrying about:

• making fixed payments during lighter months
• holding back on growth to stay conservative
• passing on opportunities that require upfront spend
• keeping extra cash idle “just in case”

The business becomes constrained — not by demand, but by the structure of its financing.

A Better Way to Think About Risk

Uneven revenue isn’t the same thing as unpredictable revenue.

Most businesses don’t zigzag randomly — they move in patterns.

The problem isn’t variation.
It’s mismatch.

When repayment expectations don’t align with how revenue actually behaves, even strong businesses feel fragile.

The Takeaway

If a bank has ever made you feel uneasy about your revenue pattern, it doesn’t mean your business is weak.

It usually means:

• your revenue doesn’t fit a narrow definition of “stable”
• your business is being evaluated through the wrong lens

Inconsistent revenue isn’t a flaw.
It’s often a feature of growth, seasonality, or scale.

And funding should be built to respect that reality — not punish it.

Inconsistent Revenue Doesn’t Mean Your Business Is Broken

Banks want to see straight lines. Consistent monthly deposits, month over month, without significant variation. The moment they see a dip — a slow month, a seasonal trough, a single bad week that happened to fall in the statement period — their underwriting model flags it as risk.

But real businesses don’t have straight-line revenue. Restaurants have slow Januaries. Contractors have quiet winters. Retailers spike in Q4 and flatten out in spring. Seasonal and cyclical variation is normal, healthy, and expected in most industries.

The problem isn’t your revenue. It’s that the bank’s model wasn’t designed to accommodate how your industry actually operates.

How Alternative Lenders Handle Variable Revenue

Revenue-based financing is built specifically for businesses with variable income. Instead of requiring consistent flat revenue, alternative lenders look at your average monthly deposits over a 3 to 6 month period. They understand that a restaurant doing $40,000 in October and $20,000 in February has an average that tells the real story — not two separate data points that look alarming in isolation.

More importantly, the repayment structure matches the revenue pattern. You repay a percentage of what you actually deposit — not a fixed monthly payment that treats a slow February the same as a peak October. The payment moves with the business.

Industries Where Variable Revenue Is Normal

Restaurants: Tourist seasons, holiday traffic, summer slowdowns. Revenue variation of 30% to 50% between peak and slow months is completely normal.

Contractors and construction: Weather-dependent work, permit timelines, project start dates. Revenue comes in lumps tied to project completion, not smooth monthly increments.

Retail: Q4 concentration is standard across almost every retail category. A retailer doing $100,000 in November may do $30,000 in March — and that’s a healthy, operating business.

HVAC and seasonal trades: Summer and winter spikes, spring and fall shoulder months. The variation is predictable and structural.

How to Present Your Revenue Story Clearly

When applying for financing with variable revenue, context helps. Be ready to explain your seasonality pattern — when your peaks are, when your slow periods are, and why. Lenders who work with seasonal businesses have seen every variation. Explaining yours proactively demonstrates that you understand your business and have a clear picture of your cash flow cycle.

The Bottom Line

Variable revenue isn’t a disqualifier — it’s the reality of how most small businesses operate. Alternative lenders are built to accommodate it.

Find out what you qualify for in two minutes. Soft credit review — won’t hurt your score.

How to Qualify With Variable Revenue

When applying for financing with seasonal or cyclical revenue, be ready to submit 3 to 6 months of bank statements that show the full pattern — including the slow periods. Lenders who work with seasonal businesses aren’t alarmed by a slow month. They’re looking for the average across the period and the pattern that explains the variation.

The more clearly you can explain your seasonality — “we peak June through September and slow down November through February, which is normal for our market” — the better your application reads. It shows you understand your business and aren’t surprised by the patterns in your own bank statements.

The advance amount you’re offered will typically be sized to a conservative estimate of your ongoing revenue capacity — not your peak month and not your slow month, but a sustainable average. That’s appropriate. You want capital you can comfortably service through the full cycle, not just during the months when cash flow is easy.

Related: why more owners are saying no to personal guarantees — and what revenue-based financing asks for instead.

Frequently Asked Questions

Can I get business funding if my revenue is inconsistent?

Yes. Revenue-based financing evaluates your average monthly revenue over 3 months, not daily or weekly consistency. Seasonal businesses and project-based businesses can qualify.

What revenue do I need to qualify for funding?

Most revenue-based financing requires a minimum of $10,000 in average monthly revenue. Your total monthly revenue over 3 months is what matters, not day-to-day fluctuations.

Can seasonal businesses get revenue-based financing?

Yes. Revenue-based financing works well for seasonal businesses because it looks at your overall revenue pattern. As long as you average $10,000+/month, you can qualify.

Can I get funding with inconsistent revenue and bad credit?

Yes. Revenue-based financing focuses on your monthly revenue, not your credit score or revenue consistency. If you average $10,000+/month, you can qualify even with credit challenges history.

How is repayment handled with inconsistent revenue?

Repayment is typically through fixed daily or weekly ACH deductions. Some funders offer flexible repayment that adjusts with your revenue, making it easier during slower periods.

If your business is making money but the bank still said no, you’re not crazy — and you’re definitely not alone.

This happens every day. Profitable businesses. Real revenue. Real customers. Still denied.

Let’s talk about why.

“But We’re Making Money…”

This is usually how the conversation starts.

A business owner walks into a bank thinking:

• Revenue is strong
• Sales are growing
• Cash flow is decent

Then the rejection comes anyway.

No approval. No counteroffer. Just a polite “you don’t qualify.”

Here’s the frustrating part: banks don’t approve loans based on how your business actually operates today. They approve loans based on boxes and rules that often don’t reflect reality.

Banks Lend Backward, Not Forward

This is the biggest disconnect.

Banks look at:

• Old tax returns
• Credit scores from years ago
• Perfect consistency
• Predictable revenue

But many modern businesses don’t work that way.

If your revenue fluctuates…
If you reinvest aggressively…
If you’re growing fast…
If your business is digital, seasonal, or ad-driven…

You already look “risky” on paper — even if the business is healthy.

The Credit Score Problem

This one catches a lot of owners off guard.

You might have:

• Used personal credit to start the business
• Taken hits years ago
• Prioritized growth over credit optimization

Banks struggle to move past that.

They don’t care if:

• Revenue has improved
• Cash flow is strong now
• The business is more stable than ever

If the score doesn’t fit, the answer is no.

Growth Looks Like Risk to a Bank

This part sounds backwards, but it’s true.

Rapid growth often means:

• Higher expenses upfront
• Cash gaps between spending and returns
• Inconsistent monthly numbers

To a bank, that looks unstable.

To a business owner, it’s normal.

Banks are designed to protect downside, not fund momentum. That’s why many growing companies hit a wall with traditional financing.

Why This Pushes Owners Toward Alternative Funding

When banks move too slowly or say no entirely, business owners don’t stop needing capital.

Payroll still has to run.
Inventory still needs to be purchased.
Ads still need to be funded.

This is where alternative options — like revenue-based financing — start to make sense.

Instead of focusing on:

• Old credit history
• Perfect consistency

Revenue-based lenders look at:

• Current revenue
• Cash flow trends
• How the business performs right now

That shift matters.

This Isn’t About Bad Businesses

One important thing to say clearly:

Getting denied by a bank doesn’t mean your business is failing.
It usually means your business doesn’t fit an outdated lending model.

Modern businesses move faster than traditional lending was built for.

The Bigger Takeaway

If you’re profitable but can’t get approved for a conventional loan, the problem usually isn’t your business.

It’s the system.

That’s exactly why alternative funding exists — not as a last resort, but as a better fit for how businesses actually operate today.

If this sounds familiar, you’re not behind.
You’re just playing a different game.

The Paradox of the Profitable Business That Can’t Get a Loan

You’re making money. Your clients pay. Your margins are solid. By any practical measure, your business is working. And the bank just turned you down.

This isn’t a contradiction — it’s a structural feature of how traditional bank underwriting works. Banks don’t evaluate whether your business is profitable. They evaluate whether your business fits their lending criteria. Those are not the same thing.

Why Profitable Businesses Get Rejected

The tax return problem. Good tax strategy minimizes net income on your return. Every deduction your accountant takes, every expense that runs through the business, every depreciation strategy — all of it reduces the number a bank underwriter sees as “profit.” A business doing $80,000 a month in revenue with $60,000 in legitimate business expenses might show $15,000 in net income on a tax return after accounting. A bank sees a business barely breaking even. You see a business that generated $240,000 in operating cash flow last year.

The collateral problem. Many profitable businesses are asset-light: service businesses, agencies, consulting firms, software companies, medical practices. The value lives in the people, the relationships, and the recurring revenue — none of which shows up as collateral on a bank’s asset list.

The time-in-business problem. A profitable 14-month-old business is still a 14-month-old business in a bank’s model. Two years is the threshold. The profitability of those 14 months is irrelevant to the system.

The industry problem. Some highly profitable industries — certain hospitality segments, adult businesses — are on bank restricted lists regardless of the individual operation’s financial performance.

What Alternative Lenders See Instead

Alternative lenders look at bank statements, not tax returns. They see actual cash flow — money in, money out, net deposit pattern. A business depositing $60,000 a month consistently is a fundable business to an alternative lender, regardless of what its tax return says about “profit.”

They don’t need two years. They don’t need collateral. They don’t have industry restricted lists that screen out profitable, legal businesses. They look at whether the revenue is real, consistent, and sufficient to support repayment — and if it is, they lend.

Making the Switch

If you’ve been rejected by a bank despite running a profitable business, the move is straightforward: stop applying to institutions that can’t see your business clearly, and apply to lenders whose underwriting model is built to evaluate it accurately.

Your bank statements tell the real story. Find a lender who reads them.

The Bottom Line

Profitable businesses get denied by banks constantly — not because they’re bad lending risks, but because the bank’s model wasn’t built to evaluate them. Alternative lenders look at the actual numbers and often approve in 48 hours what the bank rejected in 6 weeks.

Find out what you qualify for in two minutes. Soft credit review — won’t hurt your score.

How Profitable Business Owners Should Position Their Application

When applying for alternative financing, your bank statements are your financial profile — not your tax returns. Make sure the bank statements you submit are the most recent 3 to 6 months, unaltered, with all pages included. Lenders flag incomplete submissions and altered documents immediately.

If your tax returns significantly understate your actual cash flow — as they often do for well-advised small businesses — you may also want to provide a simple year-to-date P&L that shows revenue and operating cash flow more clearly. Not all lenders will weight this heavily, but some will use it to supplement the bank statement picture.

Most importantly: apply based on what your business is actually doing right now. If you’ve been growing, if recent months are your strongest, if the business today is materially different from what the 6-month average suggests — context helps. A lender who works with real businesses understands that the story isn’t always fully captured in a 3-month bank statement, and a brief explanation of the trajectory can make a real difference in what you’re offered.

Frequently Asked Questions

Why do profitable businesses get denied bank loans?

Banks use rigid criteria: credit scores, collateral, industry type, and time in business. Profitability alone does not guarantee approval. Revenue-based financing focuses on your actual monthly revenue.

Can I get funding if my business is profitable but the bank said no?

Yes. Revenue-based financing evaluates your monthly revenue, not bank checklists. If your business earns $10,000+/month, you can qualify.

How much can a profitable business borrow?

Funding ranges from $10,000 to $500,000 based on monthly revenue. Your revenue determines the amount.

Can I get funding with bad credit if my business is profitable?

Yes. Revenue-based financing focuses on your monthly revenue, not your personal credit score.

How fast can a profitable business get funded?

Revenue-based financing can fund in as little as 24 hours. You only need 3 months of bank statements.